:root{--navy:#0b1f3a;--navy-2:#123861;--blue:#1d4ed8;--gold:#d7a62a;--gold-2:#f4cf69;--ink:#162033;--muted:#5c667a;--line:#e4e8ef;--soft:#f5f7fb;--white:#fff;--shadow:0 18px 45px rgba(11,31,58,.12);--radius:18px;--max:1180px}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","Noto Sans",Arial,sans-serif;color:var(--ink);line-height:1.7;background:#fff}
a{color:var(--blue);text-decoration:none}a:hover{color:var(--navy-2)}
img{max-width:100%;height:auto}.container{max-width:var(--max);margin:auto;padding:0 22px}
.topbar{background:var(--navy);color:#dce6f2;font-size:14px;padding:8px 0}.topbar .container{display:flex;justify-content:space-between;gap:18px;align-items:center}.topbar a{color:var(--gold-2);font-weight:800}
.site-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);box-shadow:0 8px 30px rgba(11,31,58,.07);backdrop-filter:blur(14px)}
.site-header .container{min-height:78px;display:flex;align-items:center;gap:20px}.logo{display:flex;align-items:center;margin-right:auto}.logo img{width:min(390px,48vw);height:auto;display:block}
.nav{display:flex;align-items:center;gap:2px}.nav a{color:var(--ink);font-weight:700;font-size:14px;padding:9px 11px;border-radius:9px}.nav a:hover,.nav a.active{background:#eef3ff;color:var(--blue)}
.hero{position:relative;overflow:hidden;background:linear-gradient(130deg,var(--navy),#12345a 60%,#1e4b79);color:#fff;padding:82px 0 76px}.hero::after{content:"";position:absolute;width:480px;height:480px;border:80px solid rgba(215,166,42,.08);border-radius:50%;right:-180px;top:-210px}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.12fr .88fr;gap:52px;align-items:center}.eyebrow{color:var(--gold-2);font-weight:900;letter-spacing:.07em;text-transform:uppercase;margin-bottom:12px}.hero h1{font-size:clamp(38px,5.7vw,66px);line-height:1.08;letter-spacing:-.03em;margin-bottom:20px}.hero p{font-size:19px;color:#dce6f2;max-width:740px;margin-bottom:28px}.hero-card{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.18);border-radius:24px;padding:28px;box-shadow:0 24px 70px rgba(0,0,0,.25)}.hero-card h2{color:#fff;font-size:23px;margin-bottom:14px}.hero-card ul{list-style:none;display:grid;gap:10px}.hero-card li{padding:10px 12px;background:rgba(255,255,255,.08);border-radius:10px}.hero-card li::before{content:"✓";color:var(--gold-2);font-weight:900;margin-right:9px}
.actions{display:flex;flex-wrap:wrap;gap:12px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 21px;border-radius:11px;font-weight:900}.btn-gold{background:linear-gradient(135deg,var(--gold-2),var(--gold));color:var(--navy)}.btn-gold:hover{color:var(--navy);filter:brightness(1.05)}.btn-white{background:#fff;color:var(--navy)}.btn-outline{border:1px solid rgba(255,255,255,.45);color:#fff}
.trustbar{border-bottom:1px solid var(--line);background:#fff}.trustgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px}.trustitem{text-align:center;padding:22px 12px;border-right:1px solid var(--line);font-weight:800}.trustitem:last-child{border:0}.trustitem strong{display:block;color:var(--blue);font-size:20px}
.section{padding:72px 0}.section.alt{background:var(--soft)}.section-head{max-width:780px;margin-bottom:34px}.section-head .kicker{color:var(--gold);font-weight:900;text-transform:uppercase;letter-spacing:.08em;font-size:13px}.section h2{font-size:clamp(29px,4vw,42px);line-height:1.2;margin:7px 0 13px}.lead{color:var(--muted);font-size:18px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:25px;box-shadow:0 7px 22px rgba(11,31,58,.05)}.card:hover{transform:translateY(-3px);box-shadow:var(--shadow);transition:.25s}.card h3{font-size:21px;line-height:1.3;margin-bottom:9px}.card p{color:var(--muted);margin-bottom:14px}.card a{font-weight:900}.icon{width:48px;height:48px;border-radius:13px;display:flex;align-items:center;justify-content:center;background:#eef3ff;color:var(--blue);font-size:23px;margin-bottom:16px}
.content{max-width:860px}.content h2{font-size:30px;margin:34px 0 12px}.content h3{font-size:21px;margin:25px 0 8px}.content p{margin-bottom:16px;color:#364156}.content ul,.content ol{padding-left:24px;margin:0 0 20px}.content li{margin-bottom:8px}.source-box{margin-top:30px;padding:20px;border-left:4px solid var(--gold);background:#fff9e8;border-radius:0 12px 12px 0}.source-box a{font-weight:800}
.steps{counter-reset:steps;display:grid;grid-template-columns:repeat(4,1fr);gap:17px}.step{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px}.step::before{counter-increment:steps;content:counter(steps);display:flex;width:34px;height:34px;border-radius:50%;align-items:center;justify-content:center;background:var(--navy);color:var(--gold-2);font-weight:900;margin-bottom:13px}.step h3{font-size:18px;margin-bottom:6px}.step p{color:var(--muted);font-size:14px}
.cta{background:linear-gradient(135deg,var(--blue),var(--navy-2));color:#fff;border-radius:24px;padding:38px;display:flex;align-items:center;justify-content:space-between;gap:28px}.cta h2{color:#fff;margin:0 0 8px;font-size:30px}.cta p{color:#dce6f2}
.site-footer{background:var(--navy);color:#cdd7e5;padding:52px 0 22px}.footer-grid{display:grid;grid-template-columns:1.35fr 1fr 1fr;gap:36px}.site-footer h3{color:var(--gold-2);font-size:18px;margin-bottom:13px}.site-footer a{color:#dce6f2}.site-footer ul{list-style:none;display:grid;gap:7px}.copyright{border-top:1px solid rgba(255,255,255,.1);margin-top:34px;padding-top:20px;text-align:center;font-size:13px}
@media(max-width:1000px){.nav{display:none}.hero-grid{grid-template-columns:1fr}.hero-card{max-width:680px}.grid{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(2,1fr)}}
@media(max-width:680px){.topbar .container{display:block;text-align:center}.site-header .container{min-height:66px}.logo img{width:min(300px,68vw)}.hero{padding:55px 0}.hero h1{font-size:39px}.hero p{font-size:17px}.trustgrid,.grid,.steps,.footer-grid{grid-template-columns:1fr}.trustitem{border-right:0;border-bottom:1px solid var(--line)}.section{padding:54px 0}.cta{display:block;padding:27px}.cta .btn{width:100%;margin-top:18px}.actions .btn{width:100%}}